Wednesday, August 27, 2003

BEATING THE DEAD HORSE: I can't believe the process for buying a house (or condo in my case) is this annoying / frustrating / non-constructive / self-detrimental and people still follow-through with it. The latest developments are that (to no one's surprise) the condo is no where close to completion, and loan officer problems. Incompletion is not that big of surprise to me, since I have been checking on the status for the past couple weeks, but the loan officer problems are another matter. Remember from previous posts to this blogger, how I had not talked to my loan officer for a while? I decided to pull a "trump card", and tell my realtor that I will not close because I do not know what is going on with my loan. She called the President of the bank and I had a call from the loan guy before lunch. That was not really "great news". For when he called me, he decided to disclose to me that he screwed up and did NOT lock me into the interest rate that we had been discussing, previous to his non-communicative state. At this time, I was about to drop the whole thing, and I called the realtor back to tell her this. She was even more perturbed then I was. After talking to the President of the Bank again, she called me back to say that they will work something out with us. So the rate that they are graciously giving me (5.875%) is not what I locked in at (5.5%). I, unfortunately, am backed into a corner now. I can screw them out of the money that they would make from me, or I can take this rate (because I can't get anything better). Is that not a screwy deal? Besides this mess, I have closed my apartment lease, schedule the switch of my utilities, and asked for friends to help move for the closing date. I think the splitting headaches have stopped (or I'm just used to them now), only because I have followed through with changing the date on everything. Working with these people, it's just killing me. I think that I'll be lucky if I see the age of 25 (that's this November if you didn't know that).

THE GOLDEN AGE: So speaking of being 25 this November, which is on November 25 th. It's my "Golden Birthday"! What the hell does that mean anyway?!?! So I get to celebrate my birthday for a different reason? Sounds like enough of a reason for me. I'll let you know what I end-up planning.

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